AI AGENT

Keep every borrower on track with repayments.

Artha uses loan and repayment information to contact borrowers before their EMI due date, communicate the amount due, answer payment-related questions, share payment options and capture payment commitments.

The Challenge

Ineffective follow-ups turn delays into delinquency

Missed reminders and ineffective follow-ups can turn a simple payment delay into delinquency.

Loan #4029
94
Fast-Track Approval
Eligibility Match
Requirement Check
Product Match
Loan #1183
23
Manual Review
Eligibility Match
High DTI
Unverified income?
Business Impact

Higher on-time repayment.

Fewer missed EMIs. Less manual follow-up. Reminder Reach · Payment Rate · On-Time Payment Rate · Missed EMI Reduction

Repayment Propensity Score (7 days)
80MonTueWedThuFriSatSun94

Your AI workforce for financial services.

Built for financial institutions that want to scale customer operations without scaling complexity.